Following this checklist will help ensure your closing is completed without a hitch:
- Complete and return any requests for information from your lender, title company, and/or realtor.
- Confirm what documents, ID (government-issued photo ID such as driver’s license), or other paperwork you need to bring with you and who needs to be present at settlement based on title and loan paperwork.
- Check with your realtor to make sure that the title company has all contract addendums. If powers of attorney are needed, be sure they have been requested, received, and executed prior to settlement.
- Review your sales contract to ensure that you have done everything necessary before closing.
Settlement is an important financial and legal transaction. Being prepared ahead of time will help you to focus on signing documents at settlement to make sure that everything is accurate and complete.